Your home financing journey starts here

Headshot of Tray Chester Mortgage Loan Originator at The Money Store

Tray Chester

Mortgage Loan Originator

NMLS ID # 1658828

Mobile

706-580-5628

Office

762-200-2974

Fax

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Address

210 Trilith Pkwy Suite 100, Office #3 Fayetteville, GA 30214

Languages

English

All loan materials will be provided in English.

Meet your mortgage expert

With seven years of experience in the mortgage industry and eight years of prior service in the United States Marine Corps, I bring leadership, discipline, and a results-driven approach to helping clients achieve their homeownership and financial goals.

Throughout my mortgage career, I have had the opportunity to work with a wide range of clients, from first-time homebuyers to experienced real estate investors. I specialize in a variety of loan products, including FHA, Conventional, VA, and Non-QM financing. My goal is to understand each client’s unique financial situation and help identify the mortgage solution that best fits their needs.

I chose to join The Money Store because I believe my clients deserve the absolute best. The company’s resources, loan programs, and commitment to its customers allow me to provide the high level of service and financing options my clients expect and deserve.

As a professional, I consider hard work, leadership, integrity, and dedication to be among my greatest strengths. My philosophy is simple: purchasing a home is more than a transaction—it is an important step toward building a future. My job is to guide you and your family through the mortgage process with confidence and help turn your homeownership goals into reality.

Explore your home loan options

Every home financing situation is unique. That’s why The Money Store offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.

Home Purchase

Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.

Home Refinance

Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.

Home Construction

Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.

Home Renovation

Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.

Home Equity

Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.

Begin your home financing journey today!

Download The Money Store app

Navigate your home financing journey from the palm of your hand.

Start your loan application

Apply in just 10 minutes or less.

Upload and sign documents

Enjoy less paperwork and quicker processing.

Track your loan status

Get live updates from start to finish.

Curious how much your mortgage will cost?

Crunch the numbers on your homeownership plans.

Have a mortgage question?

Contact Tray Chester

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