February 16th, 2018
Advantages To Owning vs. Renting
90% of taxpayers are expected to take advantage of the new tax law, which will double the standard deduction. That said, even before the tax overhaul, owning a home came with a considerable number of perks.
February 12th, 2018
Adjustable Rate Mortgages: What You Need To Know
Adjustable rate mortgages, commonly referred to as ARMs, are a unique type of home mortgage loan where borrowers have a low, fixed interest rate for a certain number of years (5, 7, or 10), but thereafter have adjustable/variable rates for the remainder of the loan term. Most people assume the rate will only climb after those first years, but that’s a misconception. It’s also possible for the rate to go down.
January 4th, 2018
Home Upgrades and Your Taxes: What You Need to Know
Now that the New Year has arrived, we're all looking for ways to make improvements in our lives, from getting fit to reexamining our finances to remodeling that awful 1970s-style bathroom. If you're planning to make any improvements to your home this year, here are some things you need to know about home upgrades and their tax implications.
November 28th, 2017
The Must-Know Details for Buying and Holding Real Estate
Real estate investment can be a tricky business. Here are some tips to help you understand your options!
October 5th, 2017
The Most Common Problems Found in a Home Inspection
Whether you are selling your home, or about to purchase a new home, there are some things you should know to prepare for a home inspection.
September 14th, 2017
The Equifax Data Breach: What You Need to Know
Equifax, one of the three largest credit reporting agencies in the nation, announced last week that it suffered from a serious data breach, affecting nearly half the American population.
Needless to say, this is a huge issue for personal information security, and it keeps the door wide open for potential identity theft.
However, there are some smart prevention steps you can take to protect yourself, both through Equifax and on your own.
September 7th, 2017
Tips to Payoff Your Mortgage Early
Thinking of getting ahead on your mortgage balance? Paying off your mortgage early might be simpler than you think! Here are some helpful tips to help you shave years off your mortgage.
August 14th, 2017
How to Choose a Mortgage Lender
Know the differnet type of Mortgage Lenders
July 19th, 2017
What Factors Are Looked At When Applying For A Mortgage?
Before you shop for your new home, prepare to qualify for a mortgage loan. Preparing will help eliminate confusion while ensuring that the process goes as smoothly as possible.
These are six factors reviewed during mortgage approval process.
July 12th, 2017
How to Compete with an All-Cash Home Purchase Offer
The housing market goes through shifts, and currently, we are in what is commonly known as a “seller’s market” – that is, a market in which there are more buyers than there are homes for sale. As a result, competition between buyers will increase, and you may even find yourself battling with the dreaded “all cash” offers.
Is it possible to compete with all-cash home purchase offer?
It may seem unlikely that anything can be more attractive, we're here to tell you that it is very possible to beat an all-cash offer! Review these top three strategies for beating all-cash offers and getting into the home of your dreams.
July 5th, 2017
Qualifying for a Mortgage on Part-Time Income?
Today, it's more common than ever for individuals to make a living by working one or more part-time jobs instead of a traditional 9-to-5, 40-hour-a-week job. The assumption is that most people that choose part-time over full-time are either retired individuals or college students. However, that's is not the case! The Bureau of Labor Statistics states that over 32 million Americans work less than 34 hours a week – the commonly accepted cut-off for part-time employment.