October 5th, 2017

The Most Common Problems Found in a Home Inspection
Whether you are selling your home, or about to purchase a new home, there are some things you should know to prepare for a home inspection.

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September 14th, 2017

The Equifax Data Breach: What You Need to Know

Equifax, one of the three largest credit reporting agencies in the nation, announced last week that it suffered from a serious data breach, affecting nearly half the American population.
Needless to say, this is a huge issue for personal information security, and it keeps the door wide open for potential identity theft.

However, there are some smart prevention steps you can take to protect yourself, both through Equifax and on your own.

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September 7th, 2017

Tips to Payoff Your Mortgage Early

Thinking of getting ahead on your mortgage balance? Paying off your mortgage early might be simpler than you think! Here are some helpful tips to help you shave years off your mortgage.

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August 14th, 2017

How to Choose a Mortgage Lender

Know the differnet type of  Mortgage Lenders

  • Mortgage Bankers: These Lender have their own warehouse lines and may service or sell your loan. They have their own inhouse underwriting and processing to assist in the loan process.
  • Correspondent Lenders: These Mortgage Lenders rely on larger to lenders to immediately sell your loan.
  • Savings and Loans: Smaller community based lending and worth seeking out.
  • Mutual Savings Banks: Mutual savings banks are locally focuse, like your S&L. 
  • Credit Unions: Member owned banks that offer competitive interest rates to shareholders. 

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July 19th, 2017

What Factors Are Looked At When Applying For A Mortgage?


Before you shop for your new home, prepare to qualify for a mortgage loan. Preparing will help eliminate confusion while ensuring that the process goes as smoothly as possible. 

These are six factors reviewed during mortgage approval process.

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July 12th, 2017

How to Compete with an All-Cash Home Purchase Offer


The housing market goes through shifts, and currently, we are in what is commonly known as a “seller’s market” – that is, a market in which there are more buyers than there are homes for sale. As a result, competition between buyers will increase, and you may even find yourself battling with the dreaded “all cash” offers. 

Is it possible to compete with all-cash home purchase offer? 

It may seem unlikely that anything can be more attractive, we're here to tell you that it is very possible to beat an all-cash offer! Review these top three strategies for beating all-cash offers and getting into the home of your dreams. 

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July 5th, 2017

Qualifying for a Mortgage on Part-Time Income?

Today, it's more common than ever for individuals to make a living by working one or more part-time jobs instead of a traditional 9-to-5, 40-hour-a-week job. The assumption is that most people that choose part-time over full-time are either retired individuals or college students. However, that's is not the case! The Bureau of Labor Statistics states that over 32 million Americans work less than 34 hours a week – the commonly accepted cut-off for part-time employment. 

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