Northfield, NJ Branch
BRANCH NMLS: 1747481
The Money Store® branch in Northfield, New Jersey is an experienced and talented team of highly qualified mortgage professionals that are eager to assist you in the purchase or refinance of your home. Our many years of experience has shown that if we take time to listen to our client’s needs before suggesting solutions, we can provide the best loan options available, and a happier home-financing experience. Beyond that, we strive to exceed your expectations using our extensive industry knowledge for your benefit!
Give us a call today. We would be happy to help you, a family member or a friend!
Run the Numbers - Before you consider buying a home, it's good to get an idea of what makes the most financial sense for you. The first thing you should do is check the difference between renting vs owning a home, contact us and we can help you figure this out! We will point you in the right direction if you are considering buying a home and what your potential savings could be in 1, 5, or even 10 years after purchase.
Make Your Decision - So you've decided homeownership is for you, fantastic! Now comes the hard part, budgeting for your near future. It's important to take a holistic view of your finances and find areas where you might be able to trim some of the excess spending. Once you have separated out your finances into needs and optional items, your financial dreams are coming closer to fruition.
Save Money For a Down Payment - Since you've just identified where you might be able to save some cash, it now comes down to sticking to your saving schedule! One tip we recommend is putting the savings for a down payment in a separate checking or savings account, that way you aren't tempted to withdraw that money for unnecessary expenses. It's also important to note that while 20% down is the general rule, even prospective home buyers with 3-5% available can often get approved!
Mortgage Preapproval - Here's where we come in! Our mortgage professionals at The Money Store can offer a wide variety of loans including FHA, VA, Conventional, USDA or even loans for Renovation! Because The Money Store is a direct lender, you won't have to deal with a middleman to get the perfect mortgage for you! We have a mortgage option for almost every home buyer!
We recommend getting a realtor instead of going it alone and here is a blog post that explains why. After getting pre-approved or applying for a loan, it's time to find yourself a realtor. Realtors can and will help you find the home that fits both your style and budget which is the key to a successful home buying experience!