MLD Mortgage Inc. dba The Money Store®
Branch NMLS: 1748493
Address: 3609 West Waters Ave, Unit 1030, Tampa, FL 33614
Phone: (844) 793-4663
Tampa, FL Branch
With more than 26 years in the Tampa Bay area, Keila Santos, Branch Manager of The Money Store Tampa Branch, understands the market and can relate to her customer's concerns.
Her team starts by establishing a high level of trust with their customers. They are a team that never loses sight of the fact that every customer has unique circumstances and that financing a home is, at the same time, one of the most stressful and rewarding experiences in life. Through this, they focus on what matters – A SUCCESSFUL OUTCOME! Mortgages events occur within a very compressed period of time. The Tampa team strives to provide the customer timely and clear communication through an otherwise daunting process.
The Tampa team always strives to think out of the box and we are not beholden to solving problems by approaching them with unimaginative and conventional solutions. They love the strong relationships they have built with their family of realtors and regularly engage them in a substantive dialogue to understand the full picture. This requires a commitment to active listening in order to isolate and effectively preclude potential problems, which will ultimately ensure that their mortgage product offerings are the right fit for the customer.
The Tampa team is focused on the purchase market and considers themselves experts in the subject. Their specialties are First-time Homebuyers, Investment properties, 2nd homes and an extended line of loan product to help most clients.
Give them a call today. We would be happy to help you, a family member or a friend!
Run The Numbers - Before you consider buying a home, it's good to get an idea of what makes the most financial sense for you. The First thing you should do is check the difference between renting vs owning a home, contact us and we can help you figure this out! We will point you in the right direction if you are considering buying a home and what your potential savings could be in 1, 5, or even 10 years after purchase.
Make Your Decision - So you've decided homeownership is for you, fantastic! Now comes the hard part, budgeting for your near future. It's important to take a holistic view of your finances and find areas where you might be able to trim some of the excess spending. Once you have separated out your finances into needs and optional items, your financial dreams are coming closer to fruition.
Save Money For a Down Payment - Since you've just identified where you might be able to save some cash, it now comes down to sticking to your saving schedule! One tip we recommend is putting the savings for a down payment in a separate checking or savings account, that way you aren't tempted to withdraw that money for unnecessary expenses. It's also important to note that while 20% down is the general rule, even prospective home buyers with 3-5% available can often get approved!
Mortgage Preapproval - Here's where we come in! Our mortgage professionals at The Money Store can offer a wide variety of loans including FHA, VA, Conventional, USDA or even loans for Renovation! Because The Money Store is a direct lender, you won't have to deal with a middleman to get the perfect mortgage for you! We have a mortgage option for almost every home buyer!
We recommend getting a realtor instead of going it alone and here is a blog post that explains why. After getting pre-approved or applying for a loan, it's time to find yourself a realtor. Realtors can and will help you find the home that fits both your style and budget which is the key to a successful home buying experience!