James Lopez is a Mortgage Loan Originator with a Realtor’s mindset. In 2019, James got his real estate license and joined the PWM Group at Keller Williams as Director of Operations and Lead Rental Agent. Using his analytical and operations skills, he quickly excelled in developing cutting-edge systems with a focus on automation and elevated client experience.
In 2022, after three successful years with the PWM Group, James decided to begin the transition from Realtor to Mortgage Loan Originator. It was a natural progression as James has always had a love of math and numbers. That, coupled with a solutions-oriented mindset, made the transition to Mortgage Loan Originator a perfect match.
As a former Realtor, James possesses an exceptional ability to bridge the gap between the home purchase and lending process. His philosophy of “education first” ensures all his clients have the knowledge and confidence to navigate the housing market and build wealth through real estate. James prides himself on attention to detail, proactive communication, and creating custom out-of-the-box solutions that have kept his clients and business partners singing his praises.
James lives in Bolingbrook, and in his free time, he loves to barbecue, spend time with his loved ones, and go on adventures with his dog, Ralphie. In addition, he’s available to assist clients during Bears games since he’s (gasp!) a Patriots fan!
Every home financing situation is unique. That’s why The Money Store offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.
Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.
Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.
Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.
Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.
Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.
Navigate your home financing journey from the palm of your hand.
Apply in just 10 minutes or less.
Enjoy less paperwork and quicker processing.
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MLD Mortgage, Inc. dba The Money Store, NMLS ID # 1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license # 99117842.
MLD Mortgage, Inc. dba The Money Store acquired the naming rights to The Money Store in 2004 and is not affiliated with the original “The Money Store” entity formed in 1972.
Licensed Mortgage Banker – NYS Department of Financial Services
Website authorization by the New York State Department of Financial Services is pending (or not authorized). Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.
Mortgage programs are subject to approval based on program guidelines, borrower’s credit and underwriting approval, acceptable appraisal, and clear title. Rates, terms, and conditions may apply. Programs are subject to change at any time. This is not a commitment to lend. Contact your MLD Mortgage, Inc. dba The Money Store mortgage loan originator for full program details and requirements.
