My name is Javier, and my mission is simple: to provide you with the knowledge, guidance, and solutions you need to make confident home financing decisions. I believe that informed clients are empowered clients, and I am passionate about helping individuals and families navigate every step of the mortgage process with clarity and confidence.
Every client has unique goals, concerns, and dreams. That’s why I begin by listening. Through a personalized consultation, I take the time to understand your financial situation, priorities, and long-term objectives before recommending a mortgage strategy tailored specifically to your needs.
For more than 20 years, I have remained committed to personal and professional growth. I continually invest in my education and stay current with the evolving mortgage and real estate industries. This commitment allows me to provide knowledgeable guidance, innovative financing solutions, and the confidence of having a trusted advisor by your side.
The values that guide my business are the same values that guide my life: integrity, honesty, trust, dedication, and loyalty. I am especially grateful to my daughters, Isabella and AnneMarie, whose love and encouragement inspire me every day, and to my parents, who instilled the principles that have shaped both my character and my career.
Over the years, I have had the privilege of helping hundreds of families achieve the dream of homeownership. Whether it’s handing a first-time buyer the keys to their new home, helping a growing family move into a larger home, or creating financial savings through refinancing, there’s nothing more rewarding than helping clients achieve milestones that can positively impact their lives for years to come.
Whether you’re buying your first home, moving into your next one, investing in real estate, or refinancing your current mortgage, my team and I are committed to delivering exceptional service, honest advice, and personalized solutions. We believe that every client deserves transparency, open communication, and a mortgage experience built on trust.
Our philosophy is simple: Families Helping Families.
For me, being a mortgage consultant is about more than financing homes. It’s about building relationships, creating opportunities, and helping families build stronger financial futures. It would be my privilege to earn your trust, guide you through the mortgage process, and help turn your homeownership goals into reality.
Every home financing situation is unique. That’s why The Money Store offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.
Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.
Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.
Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.
Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.
Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.
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