My name is F.Javier De Guilhem and my commitment is to give you the best mortgage & financial information at my fingertips. My passion is teaching you the knowledge needed to make sound mortgage decisions for you and your family. By utilizing a customized interview process, I explore your concerns, goals and dreams. Through my extensive product knowledge and outstanding support team, I will determine the mortgage product and financial strategy that best helps you to achieve your personal and financial goals.
For 15 years, I have been a student of self education, reading no less than a book every month. I have become a master in my field of Real Estate Investing and Mortgage Financing to bring you the best of what I can be.
I credit my beautiful and amazing wife and my two daughters for their support as well as my father and my mother for instilling values in me that make me who I am today. Being trustworthy, honest, dedicated and loyal are the building blocks of what make up who I am. Over the last 15 years I have had the pleasure of guiding hundreds of families towards their dreams of home ownership. I have discovered my unique ability is to help guide and influence families, friends, co-workers and people in the community into home ownership.
My goal is to educate and guide families into home ownership. I serve those looking to purchase or refinance a home. My company has become a respected and honest place of business. Our philosophy in what we do on a day to day basis is families helping families.
I am uniquely qualified to act as your Mortgage Consultant, and it is my pleasure to show you the pathway to home ownership. Most importantly, I change lives!
Every home financing situation is unique. That’s why The Money Store offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.
Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.
Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.
Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.
Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.
Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.
Navigate your home financing journey from the palm of your hand.
Apply in just 10 minutes or less.
Enjoy less paperwork and quicker processing.
Get live updates from start to finish.
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MLD Mortgage, Inc. dba The Money Store, NMLS ID # 1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license # 99117842.
MLD Mortgage, Inc. dba The Money Store acquired the naming rights to The Money Store in 2004 and is not affiliated with the original “The Money Store” entity formed in 1972.
Licensed Mortgage Banker – NYS Department of Financial Services
Website authorization by the New York State Department of Financial Services is pending (or not authorized). Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.
Mortgage programs are subject to approval based on program guidelines, borrower’s credit and underwriting approval, acceptable appraisal, and clear title. Rates, terms, and conditions may apply. Programs are subject to change at any time. This is not a commitment to lend. Contact your MLD Mortgage, Inc. dba The Money Store mortgage loan originator for full program details and requirements.
