Your home financing journey starts here

Headshot of Mirachelle Alvarez Mortgage Loan Originator at The Money Store

Mirachelle Alvarez

Mortgage Loan Originator

NMLS ID # 36016

Mobile

201-398-1500

Office

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Fax

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Address

11-15 River Road, Fair Lawn, NJ 07410

Languages

English

All loan materials will be provided in English.

Meet your mortgage expert

As a professional mortgage advisor with over 27 years in the business, I bring my best to every transaction. By entrusting your mortgage business to me, you will find that my integrity, conscientious manner, and organizational skills will leave you with complete peace of mind. Many people find the mortgage process frustrating, scary, and time consuming. It certainly doesn’t have to be this way ! I will streamline the process and make it a joy.  I’m  here to help you achieve your financial goals. I will personally oversee your entire mortgage transaction from start to finish and I am here to answer any questions you have along the way.

I possess comprehensive knowledge of the mortgage lending process and have a deep understanding of various mortgage loan products. My professional objective is to leverage this expertise to assist clients in New Jersey (NJ), New York (NY), and Hawaii (HI). By focusing on these specific geographic areas, I aim to provide tailored guidance and support to individuals in these states, ensuring they navigate the mortgage process with confidence and secure the most suitable loan products for their needs.

As Trusted Brand for over 50 years and a Full Service Mortgage Banker, The Money Store stands out by offering a diverse range of mortgage programs that cater to almost every borrower’s unique situation. This capability excites me as it allows me to contribute to the success of borrowers by providing tailored solutions. I am passionate about learning, helping, and educating borrowers to empower them on their journey towards home ownership. Joining The Money Store would not only allow me to be a part of a reputable institution but also enable me to play a pivotal role in fulfilling the dreams of aspiring homeowners through personalized and responsible mortgage solutions.

Our Loan Products

Every home financing situation is unique. That’s why The Money Store offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.

Home Purchase

Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.

Home Refinance

Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.

Home Construction

Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.

Home Renovation

Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.

Home Equity

Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.

Begin your home financing journey today!

Download The Money Store app

Navigate your home financing journey from the palm of your hand.

Start your loan application

Apply in just 10 minutes or less.

Upload and sign documents

Enjoy less paperwork and quicker processing.

Track your loan status

Get live updates from start to finish.

Mortgage calculators

Crunch the numbers on your homeownership plans.

Contact Mirachelle Alvarez

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