Frank is an industry veteran starting his mortgage career in the post-closing department of Cenlar Home Loans in 1986, which at that time was a mortgage banking firm. Having an instant connection with people, He quickly moved his way up to underwriting and found his true passion to be in the field as a Mortgage Loan Officer. He quickly became a top producing loan officer over the next several years with tenures at prominent firms such as GMAC Mortgage & Chase Manhattan. Frank joined Countrywide Home Loans as Branch Manager/VP in 1995, and his Hamilton, NJ branch soon became one of the top origination branches in the nation for an amazing 10 year run. In 2005, Frank and his team joined Gateway Funding, which was acquired by Finance of America in 2015. His personal branch continued to be the top branch in the company for Gateway /Finance of America and he was promoted to Regional Vice President for the Mid-Atlantic states consisting of NJ/PA/MD/DE in 2014. His region grew to 23 branch offices with over 100 loan originators at its peak with well over 2 billion a year funded in both 2020 & 2021.
Every home financing situation is unique. That’s why The Money Store offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.
Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.
Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.
Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.
Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.
Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.
Navigate your home financing journey from the palm of your hand.
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MLD Mortgage, Inc. dba The Money Store, NMLS ID # 1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license # 99117842.
MLD Mortgage, Inc. dba The Money Store acquired the naming rights to The Money Store in 2004 and is not affiliated with the original “The Money Store” entity formed in 1972.
Licensed Mortgage Banker – NYS Department of Financial Services
Website authorization by the New York State Department of Financial Services is pending (or not authorized). Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.
Mortgage programs are subject to approval based on program guidelines, borrower’s credit and underwriting approval, acceptable appraisal, and clear title. Rates, terms, and conditions may apply. Programs are subject to change at any time. This is not a commitment to lend. Contact your MLD Mortgage, Inc. dba The Money Store mortgage loan originator for full program details and requirements.