Our Loan Products

Every home financing situation is unique. That’s why The Money Store offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.

Family sitting around kitchen table eating breakfast in new home — Home Purchase TMS Loan Products

Home Purchase

Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%, depending on loan product requirements.


Our options include:

Conventional | FHA | VA | USDA | Down Payment Assistance | First-Time Homebuyer | Jumbo | Fixed-Rate | Adjustable-Rate | Condo | Second Home | Investment Home | Non-Salaried Income (Alt-Doc) | Interest-Only | Reverse Mortgage for Purchase | Non-QM | Foreign National

Mom and child laughing on couch after refinancing home — Home Refinance TMS Loan Products

Home Refinance

Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.


Our options include:

Rate-and-Term Refinance | Cash-Out Refinance | VA Interest Rate Reduction Refinance Loan | Home Equity Loan | Reverse Mortgage

New house being constructed with wood base— Home Construction TMS Loan Products

Home Construction

Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the land, construct your home, and finance the finished property, all with a single loan.


Our options include:

One-Time Close Construction | Two-Closing Construction | USDA Construction

Family renovating interior wall with daughter on father's shoulders — Home Renovation TMS Loan Products

Home Renovation

Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.


Our options include:

Fannie Mae HomeStyle Renovation | FHA 203(k) Renovation

Older couple getting cash out on computer — Cash Out TMS Loan Products

Home Equity

Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can convert home equity into cash to spend on many things, including paying off high-interest debt, making home improvements, or covering college or wedding expenses.


Our options include:

Cash-Out Refinance | Home Equity Loan |  Reverse Mortgage

Begin your home financing journey today!

Choose a mortgage expert to work with, or apply for your financing now.